Disclosure Desk Specialist
Employment Type: Full-Time
Key Areas of Responsibility Demonstrate the Parkside core values, support Parkside Lending policies and practices, and encourage a culture of compliance excellence within Parkside Lending Perform a complete review and audit of the loan file including both legal and financial documentation Draw and/or review closing documents for completeness and accuracy Prepare, review and analyze new disclosures described herein as required by the new TRID regulation, effective October 3rd. Prepare, review and analyze Loan Estimates and Closing Disclosures for completeness and accuracy, and compare/analyze Loan Estimates, Changes of Circumstance to ensure proper accounting for changes during the origination process. Review all information in the prelim title/title commitment, closing protection letter, purchase contract, mortgage insurance, homeowners and flood insurance, and certain information on the appraisal. Ensure all documentation is ordered and properly delivered to Title within mandatory turn times Work with Vendor Management to ensure closing agent properly vetted in timely manner Review COC for accuracy and re-disclosure requirements and send to LO/LOA/Borrower E-folder in predefined bucket, update information into the conversation log. Verify validity of requested change circumstances (COC) request. Pull internal compliance reports which pulls both state and federal testing, ensuring that all errors or possible false reporting is addressed prior to the release of the pre-disclosing package. In addition, fee variances checked against standardized APR charges. Ensure accuracy of broker fee sheet and secondary lock confirmation Ensure LOS data matches the Document Request form & Investor lock Complete and review all required checklists and ensure documented in loan file
Qualifications Minimum two years lending experience Knowledge of current CFPB and RESPA requirements for Mortgage disclosures Strong sense of personal accountability Excellent communication skills Proven ability to learn quickly and retain knowledge Ability to interact with others in a positive manner, either in person or by phone Detail oriented with the ability to multitask
Ability to meet deadlines
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